44 Countries, 50+ Payment Rails: Can Europe Solve its Fragmentation Problem?

Europe has built strong payments infrastructure, but businesses still face fragmentation across schemes, regulation, and local market behaviour. This session asks what has to change for Europe to operate more like a true single market in payments.

Tuesday 06 October 10:10 - 10:50 Track 2: Enterprise & Infrastructure

European Scale

Add to calendar 10/06/2026 10:10 10/06/2026 10:50 44 Countries, 50+ Payment Rails: Can Europe Solve its Fragmentation Problem? Europe has built strong payments infrastructure, but businesses still face fragmentation across schemes, regulation, and local market behaviour. This session asks what has to change for Europe to operate more like a true single market in payments. Track 2: Enterprise & Infrastructure Europe/London

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Speakers

Evaldas Ruzgys

Member of the Board, Bank of Lithuania

Joao Guerra

CEO Portugal, Nickel

Michele Mattei

Head of Payments , bunq

Roisin Levine

Head of EMEA, Wise