Terms of Attendance and Participation

As a registered attendee or participant ("you") in Fintech Meetup Europe 2026 (the "Event") you hereby agree to these terms and conditions (collectively, the "Agreement") with Hyve International Events Limited ("Fintech Meetup Europe"). If you are completing the registration on behalf of another individual, you warrant that you have made the attendee or participant aware of this Agreement and that he/she/they has/have accepted this Agreement.


Attendee Requirements

• Admittance. Your registration entitles you only to admittance to the Event. All other costs associated with your attendance (e.g., travel and accommodation expenses) shall be borne solely by you, and Fintech Meetup Europe shall have no liability for such costs.
• Use of Likeness. By attending the Event you grant Fintech Meetup Europe the right at the Event to record, film, photograph, or capture your likeness in any media and to distribute, broadcast, use, or otherwise disseminate, in perpetuity, such media without any further approval from or any payment to you.
• Event Content. Fintech Meetup Europe, in its sole discretion, reserves the right at any time to change any and all aspects of the Event, including but not limited to, the Event name, themes, content, program, speakers, moderators, venue and time.
• Identification. At time of check in, you must provide a valid form of photo identification.
• Attendee Badge Usage. Attendee badges must be worn at all times in Event areas.
• Visa Requirements. It is solely your responsibility to comply with any government visa requirements and failure to do so does not constitute a basis for a refund. Fintech Meetup Europe shall have no liability with respect to any failure on your part to comply with such government visa requirements.
• Attendee Requirements:
  • You will treat our staff, visitors, other customers and service providers with fairness, integrity, dignity and respect.
  • You will respect the values, beliefs, cultures and religions of such persons.
  • You will comply with all reasonable instructions given by our employees whilst participating in or attending our events.

Prohibited Conduct

• No form of harassment, victimization, bullying, discrimination or threatening, malicious, abusive or otherwise objectionable (in our sole discretion) language or conduct will be tolerated towards our staff, visitors, other customers or service providers.
• Limitations on Use. By registering, you agree not to share, transfer, sell or trade your badge. If you violate this policy, Fintech Meetup Europe may cancel your attendance and retain any payments.
• Photography, Recording, and Videotaping. You may not record audio or video of sessions at the Event. Fintech Meetup Europe allows cameras on the show floor. You may take pictures within the show for purposes of company or annual reports, company media pieces, marketing materials, etc., subject to the intellectual property rights terms outlined below.
• Denial of Admission. Fintech Meetup Europe reserves the right to deny admission to anyone for any reason.
• Hacking, Unauthorized Software Access or Modification: Any attempts to insert code, scripts, use unauthorized tools or otherwise hack, access or modify the software Fintech Meetup Europe provides to Meetings Program participants and Event Attendees, will result in immediate cancellation (with no notice or refund) of your attendance. Fintech Meetup Europe reserves the right to also cancel the attendance of all participants from your organization, as well as any exhibit booth, Hosted Meetings or sponsorships your organization has purchased, with no notice or refund.

Fees

• Payment. All applicable fees are due upon registration. If payment is insufficient or declined for any reason, Fintech Meetup Europe may refuse to admit you and shall have no resulting liability to you in this respect.
• Taxes. Fees may be subject to sales tax, value added tax, or other taxes and duties, which, if applicable, will be charged to you in addition to the fees.
• No Retroactive Fees Adjustments. Once you have successfully registered, your fees will not be adjusted downward based on any sponsorship, discount or any other reason.
• Discount and Special Rates. There are no special rates for daily attendance, expo hall only attendance, etc.; only full conferences passes are available. If you register using a special rate that is not applicable to you, you hereby authorize and give Fintech Meetup Europe (and/or its designated third-party service providers) the right (in its sole discretion) to either (1) charge your card for the difference upon notice to you that Fintech Meetup Europe does not agree with your selection of a special rate, or (2) cancel your ticket and registration. All determinations of special rates are made in the sole discretion of Fintech Meetup Europe. Even if you meet the definition and requirements of a special rate, Fintech Meetup Europe reserves the right to not provide you any special rate.
• Discount Codes. No discount codes will be honored for onsite attendance. Discount codes may not be used with certain promotions.

Cancellation, Substitution and Lost Badge Policy

• Attendee Fees are Nonrefundable. Fintech Meetup Europe does not refund fees of any kind relating to attendance of the Event.
• No Carry Over Fees. There will be no carry over of registrations or fees to subsequent events held by Fintech Meetup Europe or any of its affiliates.
• No Subsequent Speaker Refunds. Paid attendees that later join as speakers are not entitled to a refund of attendee fees paid.
• Badge Issuance. Once you have received your badge on site, it cannot be changed, substituted or reissued to a different person.
• No Conversion to Sponsor Pass. Registered attendees cannot convert their passes to complimentary sponsor passes.
• Substitutions. Ticket transfers to other individuals from your organization are only possible using the Fintech Meetup Europe platform and with our approval.

Privacy Policy

• Fintech Meetup Europe is committed to protecting the privacy of its attendees and participants. Fintech Meetup Europe privacy policy is available at https://hyve.group/privacy-notice/. By attending the event and providing us with your information, you represent that you have read, understand, and agree to the terms of our privacy policy.

Intellectual Property

• All intellectual property rights in or arising out of the Event, including but not limited to the Event content, any Event logos and trademarks, and all films, videos, photographs, recordings, promotions, advertisements and/or other materials distributed at or in connection with the Event are owned solely and exclusively by Fintech Meetup Europe (or, as applicable, the Event sponsors or speakers at the Event). You may not use or reproduce or allow anyone to use or reproduce any trademarks or logos (including without limitation the mark "Fintech Meetup" or “Fintech Meetup Europe”) or other trade names appearing at the Event, in any Event content or in any materials distributed at or in connection with the Event for any reason without the prior written permission of Fintech Meetup Europe.
• For the avoidance of doubt, nothing in this Agreement shall be deemed to vest in you any legal or beneficial right in or to any trademarks, logos, or other intellectual property rights owned or used under license by Fintech Meetup Europe; nor does this Agreement grant to you any right or license to any other intellectual property rights of Fintech Meetup Europe, all of which shall at all times remain the exclusive property of Fintech Meetup Europe

Disclaimer of Warranties, Limitation of Liability

• Fintech Meetup Europe gives no warranties of any kind in respect of any aspect of the Event or any materials, items or other products related thereto or offered at the Event (whether from us or any third party) and, to the fullest extent possible under the laws governing this Agreement, disclaims any and all warranties (express or implied), including but not limited to warranties of fitness for a particular purpose, accuracy, timeliness, compatibility, non-infringement, security, and merchantability. The Event is provided on an "as-is" basis. Fintech Meetup Europe does not make any representations of any kind regarding the Event, its content, materials, or the results of the Event, in terms of their correctness, accuracy, reliability, or otherwise. Fintech Meetup Europe does not accept any responsibility or liability for reliance by you or any person on any aspect of the Event or any information provided at the Event. Any materials, items or other products offered at the Event are for your own personal use only, not resale, and should be used strictly in accordance with their instructions, precautions and guidelines. You should always check the ingredients or other information to avoid potential allergic or other harmful reactions.
• Except as required by law, Fintech Meetup Europe shall not be liable for any direct, indirect, special, incidental, consequential, exemplary, or punitive costs, damages or losses (whether in contract, tort, or otherwise and even if the respective person has been advised of the possibility of such damages) arising directly or indirectly from the Event or other aspect related thereto or in connection with this Agreement.
• The maximum aggregate liability of Fintech Meetup Europe for any claim in any way connected with, or arising from, the Event or this Agreement, whether in contract, tort, or otherwise (including any negligent act or omission), shall be limited to the amount paid by you to Fintech Meetup Europe under this Agreement to attend the Event. If you are dissatisfied with any portion of the Event, or with any other provision of this Agreement, your sole and exclusive remedy is your discontinuation with or nonattendance of the Event.
• If any portion of this limitation of liability is found to be invalid, liability is limited to the fullest extent permitted by law. Notwithstanding anything to the contrary in this Agreement, we do not disclaim any liability which cannot be disclaimed pursuant to applicable law.

Miscellaneous

• Fintech Meetup Europe failure to exercise any right shall not be deemed a waiver of any further rights. Fintech Meetup Europe shall not be liable for any failure to perform its obligations where such failure results from any cause beyond Fintech Meetup Europe reasonable control. If any provision of this Agreement is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary for this Agreement to otherwise remain in full force and effect and enforceable. This Agreement is not assignable, transferable or sub-licensable by you except with Fintech Meetup Europe prior written consent.
• This Agreement and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with it or its subject matter or formation shall be governed by and construed in accordance with the law of England and Wales and each party irrevocably agrees that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim in respect thereof.
• A party that substantially prevails in an action brought under this Agreement is entitled to recover from the other party its reasonable and documented attorneys' fees and costs. Both parties agree that this Agreement is the complete and exclusive statement of the mutual understanding of the parties and supersedes and cancels all previous written and oral agreements, communications and other understandings relating to the subject matter of this Agreement, and that all modifications must be in a writing signed by both parties, except as otherwise provided herein.
• No agency, partnership, joint venture, or employment is created as a result of this Agreement and you acknowledge that you do not have any authority of any kind to bind Fintech Meetup Europe in any respect whatsoever.
• Any and all rights not specifically granted under this Agreement by Fintech Meetup Europe are hereby reserved by Fintech Meetup Europe.
• You acknowledge that this Agreement, as it may be amended from time to time in accordance with its terms, constitutes the entire and final understanding with respect to the subject matter herein. You acknowledge that this Agreement, and the terms and conditions stated herein, supersedes any prior versions of this Agreement or any similar agreements you entered into with Fintech Meetup Europe.
• This Agreement may be amended by Fintech Meetup Europe at any time by adding, revising, or deleting any terms or conditions. You acknowledge that Fintech Meetup Europe will provide notice to you of any changes or amendments to this Agreement by posting such modified version of this Agreement on its website (or by other means, including via email, if required by applicable law or if Fintech Meetup Europe decides to in its sole discretion). You agree to check the website for new versions of this Agreement. Any amendment or modification to this Agreement will be effective on the date listed above. You agree that by engaging with Fintech Meetup Europe or attending the Event, you agree to and accept all terms of this Agreement as so amended.

• Terms of Participation for Fintech Meetup  Europe’s Meetings Program:
  Registration deadlines. If you register your ticket before midnight of Tuesday, 22 September, 2026, your Fintech Meetup Europe 2026 ticket entitles you to inclusion in Fintech Meetup Europe’s Meetings Program ("Meetings Program"). No extensions or exceptions can be granted to this deadline and no refunds will be provided for individuals who want to participate but do not register their ticket before the deadline. Participating in the Meetings Program is optional.
  Individuals from Sponsor organizations who will be designated as Hosted Meetings Representatives must register before midnight of Tuesday, 22 September, 2026 (only applies to Sponsors who have purchased Hosted Meetings).
  Deadlines are subject to change at the discretion of Fintech Meetup Europe.
  Pre-Event process and timelines. Fintech Meetup Europe will provide you with clear guidelines and instructions on the inputs required from you (and associated deadlines) preceding the Event as part of the Meetings Program Europe. These inputs and timelines are needed in order to ensure that you and other Meetings Program participants have the best experience. Failure to provide inputs on a timely basis will result in a sub-optimal experience for you at the Meetings Program and may result in your inability to participate in the Meetings Program. Fintech Meetup Europe takes no responsibility for failure to follow these guidelines resulting in a sub-optimal experience.
  Meetings. All meetings that Fintech Meetup Europe schedules are double opt-in (both participants must express interest in meeting each other) and subject to (1) the onsite availability indicated by participants, (2) interest levels, and (3) other scheduling factors. Fintech Meetup Europe does not guarantee that participants will receive meetings.
  Logo. You will be able to upload and edit your organization's logo, for use prior to, during and following the event. We reserve the right to update, change or edit the logo for operational or technical reasons.
  Prohibited Conduct.
  Limitations on Use. You agree not to share, transfer, sell or trade your Meeting Program login credentials other than explicitly permitted by us in writing on our Website or otherwise. If you violate this policy, in addition to our other remedies available under applicable law, we may cancel your participation in the Meetings Program and/or the Event.
  Confidential Information: Individuals from your organization who participate in any element of the Meetings Program (including during the event, the pre-event process and any post-event actions) are required to follow the Guidelines provided by us. Participant lists shared as part of these programs shall be deemed to be Fintech Meetup Europe, LLC's Confidential Information (as defined below) and are provided solely for your internal use to assist your participation in these programs. For the avoidance of doubt, participant lists should not be (1) shared with anyone else, (2) downloaded, or (3) used other than as described by us. Based on information received as part of Fintech Meetup Europe, individuals from your organization cannot solicit participants (including individuals they are scheduled to meet prior to your meetings) outside of the event other than as we permit. If individuals from your organization breach this provision, your organization may be eliminated from further participation with no refund and blacklisted from future events.
  Denial of Access. We reserve the right to deny access to the Meetings Program to any person for any reason or no reason at all.
  Privacy Policy. We are committed to protecting the privacy of Meetings Program Participants. Data we collect will be used in accordance with our privacy policy, which is available here.