Banks Used to Buy. Now They Build. What Does That Leave for Fintech?

Banks are becoming more selective about buying from fintechs and more willing to build capabilities internally. This session explores what that shift means for fintech business models, partnership strategy, and long-term positioning in the market.

Tuesday 06 October 10:10 - 10:50 Track 3: Commerce & Fintech

Build vs Buy

Add to calendar 10/06/2026 10:10 10/06/2026 10:50 Banks Used to Buy. Now They Build. What Does That Leave for Fintech? Banks are becoming more selective about buying from fintechs and more willing to build capabilities internally. This session explores what that shift means for fintech business models, partnership strategy, and long-term positioning in the market. Track 3: Commerce & Fintech Europe/London

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Moderator

David McHenry

Head of Treasury and Trade Solutions, HSBC UK Innovation Bank

Speakers

Denise Johansson

Founder & CEO, Enfuce

Joao Cruz

Head of Partnerships and BD, Revolut

Prashant Fuloria

CEO, Fundbox