New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

Andreas Ioannou

Investor Fintech Collective

Andreas is an Investor at FinTech Collective, a VC firm founded 14 years ago in New York City with a mission to back creators with a hunger to reimagine the way money flows through the world. He's based out of the firm's London office and seeks founders building category-defining companies. Prior to joining FinTech Collective, Andreas was an investor at CommerzVentures, a fintech-specialist venture capital firm investing across Europe and the US, where he led the firm’s London presence. He started his career at Raisin, a fintech startup operating the world’s largest global savings marketplace, across product and business development. Andreas earned his B.A. and M.Sci. in Natural Sciences from the University of Cambridge where he specialised in Computational Physics.


2026 AGENDA Sessions

Is AI Destroying the Ecosystem for New Entrants?

AI may lower the barriers to building products, but it may also strengthen incumbents with scale, data, and distribution. This session asks whether AI is opening the market for new entrants or making it even harder for them to survive.

Tuesday 06 October 15:30 - 16:10 Track 4: Startup & Investors

Add to calendar 10/06/2026 15:30 10/06/2026 16:10 Is AI Destroying the Ecosystem for New Entrants? AI may lower the barriers to building products, but it may also strengthen incumbents with scale, data, and distribution. This session asks whether AI is opening the market for new entrants or making it even harder for them to survive. Track 4: Startup & Investors Europe/London