New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

New banks and retail leaders confirmed this week: J.P. Morgan, Deutsche Bank, Saldo Bank, Revolut, Monzo, bunq and more.                                                                              

Heidrun Luyt

Chief Growth Officer Qonto

Heidrun Luyt is the Chief Growth Officer at Qonto, the leading European business finance solution for SMEs and freelancers. Graduated from the University of Mannheim, Luyt has almost two decades of experience in driving growth in the international SaaS, fintech, and retail industries. She has a proven track record in brand development, go-to-market strategies and customer experience, having held leadership roles at IG Group, Pipedrive, David Lloyd Leisure, Le Creuset, and Peek & Cloppenburg. 

At Qonto, she leads a team of over 300 people spanning local and global Sales, Acquisition, Client Development, Brand & Communications, as well as Growth Projects & Operations teams. Her strategic vision and leadership will be instrumental in Qonto's mission to make day-to-day business finance management easier for SMEs and freelancers across Europe. 


2026 AGENDA Sessions

How Europe Engineered the World's Most Resilient Neobanks

Forget flashy fintech logos. Europe's resilient digital banks have built a profitable blueprint. Discover the strategic clarity, operational excellence, high yield lending, and premium ecosystems required to engineer a sustainable financial powerhouse built to last.

Tuesday 06 October 10:10 - 10:50 Track 1: Banking & Challengers

Add to calendar 10/06/2026 10:10 10/06/2026 10:50 How Europe Engineered the World's Most Resilient Neobanks Forget flashy fintech logos. Europe's resilient digital banks have built a profitable blueprint. Discover the strategic clarity, operational excellence, high yield lending, and premium ecosystems required to engineer a sustainable financial powerhouse built to last. Track 1: Banking & Challengers Europe/London