The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

The Attendee List Is Growing. Santander, Monzo, BBVA, Deutsche Bank, Goldman Sachs, Rabobank, CaixaBank, Natwest confirmed this week.                                                                                

Mikael Modig

COO Saldo Bank

Mikael is the Chief Operations Officer at Saldo Bank. He has been instrumental in
the bank’s transformation and rapid expansion across the European Union since
2019. Mikael possesses comprehensive expertise in navigating complex regulatory
landscapes, scaling fintech products, and managing the entire customer lifecycle. He
is highly skilled in building robust partnership networks that ensure operational
sustainability and long-term growth.


2026 AGENDA Sessions

Building Scale Across Borders: The Multi-Market Tool Box

For all the talk of European scale, banking still runs into national friction around licensing, operations, customer behaviour, and regulation. This session examines what it would take to build banks that scale across borders without losing clarity, control, or momentum.

Tuesday 06 October 16:10 - 16:50 Track 1: Banking & Challengers

Add to calendar 10/06/2026 16:10 10/06/2026 16:50 Building Scale Across Borders: The Multi-Market Tool Box For all the talk of European scale, banking still runs into national friction around licensing, operations, customer behaviour, and regulation. This session examines what it would take to build banks that scale across borders without losing clarity, control, or momentum. Track 1: Banking & Challengers Europe/London